Carhartt Women's Montana Loose Fit Insulated Jacket
- Regular price
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$224.90 - Regular price
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- Sale price
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$224.90
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Designed for cold, windy, and unpredictable weather, this relaxed-fit womens utility jacket combines durable nylon construction with thermal insulation and weather protection. Its built to keep warmth in and wind and light rain out, making it a reliable outer layer for work or everyday wear.
Features
- Relaxed fit for comfortable layering
- 4.5 oz (153 gsm) 100% nylon shell
- Durable water-repellent (DWR) nylon finish
- Rain Defender technology helps shed light rain
- Wind Fighter technology tames the wind
- Synthetic insulation for added warmth
- Lightweight sherpa fleece lining in upper body for heat retention
- Hidden elastic cuffs to block out cold air
- Full-length front zipper with interior storm flap and chin protector
- Drop-tail hem for extra coverage
Storage
- Left chest zippered pocket
- Two lower front pockets with flaps, snap closures, and side entry zippers
- Interior zippered map pocket
A tough, weather-ready jacket built for comfort and protection in harsh conditions.
Shipping Info
Shipping & Pickup Information
Flat Rate Shipping via Post Haste (Excludes Feed):
- North Island: $10 (1-2 working days)
- South Island: $20 (2-3 working days)
- Rural Surcharge: +$6 (extra time may apply)
Feed Shipping per bag via Post Haste:
- Central North Island: $14 Per Bag
- Upper North Island: $18 Per Bag
- Lower North Island: $28 Per Bag
- South Island: $55 Per Bag
- Rural Surcharge: +$6 (extra time may apply)
Orders placed before 1 PM are usually shipped the same day.
Pick-up Info
Click & Collect – Tauranga Store Only
Free 24/7 pickup via our secure after-hours collection box. Please email us if you would like to collect after hours and we will send you the instructions.
Try Before You Buy – No Obligation
We carry limited stock in-store, so we encourage customers to place orders online to secure the items they’d like to try. Simply select “Pay on Pickup” at checkout, and we’ll bring the product into store for you (excludes saddles).
Once your order arrives, you’re welcome to try it on or inspect it in person. There’s absolutely no obligation to purchase—if it’s not quite right, you can leave it with us, no problem at all. If you do decide to keep it, payment can be completed in store at the time of pickup.
Returns & Exchanges
No problem! We offer 30-day returns and exchanges on items in new, resalable condition with original packaging. Returns are issued as store credit, which never expires. See our full policy.
FAQ
All your questions, answered.

The thermoneutral zone is the temperature range where the body can maintain its core temperature with little to no extra energy expenditure. For humans, this range is quite narrow at 21–28 °C, but for horses it’s much broader at 5–25 °C.
This difference means we should avoid rugging horses based on how cold we feel. Over-rugging can lead to serious health issues, including metabolic problems and thermoregulatory dysfunction.
Tips for Choosing a Winter Rug Weight
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Clipped horses may need a heavier gram fill to stay comfortable.
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Remember: horses warm themselves more easily than they cool down under a rug. If unsure, choose a lighter rug.
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Check your horse regularly to make sure they are neither too hot nor too cold.
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Consider your horse’s age and natural ability to stay warm.
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As a general guide, rugging is usually appropriate when temperatures drop below 5–10 °C, but always adjust for your horse’s individual needs.
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Always ensure rugs are waterproof. A wet rug is worse than no rug at all.
This is an indicative guide only. Always take into account factors such as wind chill, your horse’s age, weight, and condition.


